Mountain Heritage Bank FDIC (Federal Deposit Insurance Corporation) First American Bank and Trust Company

FDIC Information for Mountain Heritage Bank, Clayton, GA
FDIC Bank Closing Information for Mountain Heritage Bank

Online service will remain available.

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SCAM ALERT:  Mountain Heritage Bank has not sent any text messages regarding customer debit cards. No cards have been deactivated. Please contact the bank at 706-782-3232 if you have been a victim of this scam.

FDIC NOTICE: SCAMS: Be watchful for and resistant to any scams to obtain information from you by individuals or entities stating that they are acting on behalf of either the failed bank, new bank, or the FDIC. Should you be contacted by anyone requesting private information from you related to this event, please contact the call center above and you will be directed to the appropriate person.

First American Bank and Trust Company of Athens, Georgia, has entered into an agreement with the Federal Deposit Insurance Corporation (FDIC) as receiver to purchase and assume all deposits and borrowings for Mountain Heritage Bank, Clayton and Dillard, Georgia.

All Mountain Heritage Bank deposits are being assumed by First American with no losses to any depositor.

Mountain Heritage Bank’s branches located at 550 Hwy. 441 South in Clayton and 7199 Hwy. 441 North in Dillard reopened Monday, June 27th as branches of First American.   Customers will be able to access their funds via check, online banking, ATM or debit card transaction.  Customers, both new and existing, will continue to bank as they always have while operations are merged.
 “We take our commitment and responsibility seriously and want our new customers to rest assured that their funds are secure in one of the most highly capitalized banks in the country ,” states Bobby Heath, President and CEO.  “We are honored to welcome these new customers to our banking family.”

Since 1928, First American has remained locally owned and operated and has remained committed to providing premium banking services to its customers.  The bank serves Clarke, Oconee, Oglethorpe, Madison, Barrow and now Rabun Counties.  Please click on the logo at left to learn more about First American and its products and services.

The FDIC has assembled useful information regarding relationships with Mountain Heritage Bank including consumer and business checking, certificates of deposit and other savings accounts, Social Security and other direct deposits and other relationships with the bank.  Click on the FDIC logo at left to read more information that you may find helpful during this transition.

Online banking services for Mountain Heritage Bank customers will remain available during this transition. Click on the link at the top of this page to continue to your Mountain Heritage Bank Online Banking login.

... a foundation of service, a history of success.
300 College Avenue, Athens, Georgia 30601