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>> Mountain Money Market
  • $1,000 minimum to open
  • $6.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining a $1,000 minimum daily balance.
  • Six (6) FREE withdrawals per month, three (3) to third parties
    $5.00 per withdrawal over six (6)
  • No charge for MasterMoney debit or ATM card
  • No charge for online banking and 24-hour telephone banking
  • Imaged checks
>> Savings
  • $100 minimum to open
  • $3.00 monthly maintenance fee
    Maintenance fee can be avoided by maintaining a $100 minimum daily balance.
  • Three (3) FREE withdrawals per month, all others $3.00 per item
  • Interest is compounded quarterly, credited quarterly and paid on collected balance.
  • Quarterly statement

>> Student Savings
  • $1.00 to open
  • No monthly maintenance fee
  • Three (3) FREE withdrawals per month, all others $3.00 per item
  • Interest is compounded quarterly, credited quarterly and paid on collected balance.
  • Quarterly statement

>> Certificate of Deposit
  • $500.00 minimum to open
  • Terms from three (3) months to sixty (60) months
  • Contact a Customer Service Representative for current rates and terms

>> Individual Retirement Accounts
  • $500.00 minimum to open
  • Terms from three (3) months to sixty (60) months
  • Contact a Customer Service Representative for current rates and terms
  • Standard IRA rules apply

>> Christmas Savings
  • No minimum balance
  • No monthly maintenance fee
  • Interest is compounded annually, credited to the account annually and paid on daily collected balance
  • A check will be issued for the account balance on November 1 of each year and mailed to the account owner
  • Account must have activity within 60 days of the disbursement to remain open
  • A $3.00 fee will be charged for each withdrawal from the account other than the November 1st disbursement

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